What is the real estate investment opportunity in India for NRI investors
- Madhuri Patankar
- Jul 4, 2025
- 2 min read
India’s real estate landscape is a promising frontier for both domestic and international investors, with cities like Mumbai, Bengaluru, and Delhi leading the charge. These cities offer an array of amenities and infrastructure developments that make real estate investment a sound choice.
ROI for NRI investors with consistent growth.
Mumbai - India’s economic epicentre
Strong rental market
Investor-friendly regulations
Upcoming Modern Infrastructure Development
Cultural richness with high-quality living
For NRI investors, India presents a variety of attractive real estate investment opportunities, particularly in residential and commercial properties within major urban centers. REITs also offer a passive, diversified way to invest in commercial properties. Prime residential areas and commercial hubs are particularly appealing for potential rental income and long-term appreciation.
Residential Properties:
* Apartments, Villas, and Independent Houses: These offer opportunities for self-use, rental income, or long-term investment, with consistent demand in major cities.
* Residential Plots: A good option for those looking to build their dream home or for future development.
* Luxury Properties: Premium locations and high-end amenities can attract higher rental yields and capital appreciation.
Commercial Properties:
* Office Spaces and Retail Outlets: These offer opportunities for steady rental income and capital appreciation, especially in business hubs.
* Warehousing Hubs: With the rise of e-commerce, warehousing spaces are becoming increasingly attractive.
* Commercial Complexes: Provide a variety of investment options with potential for long-term capital gains.
REITs (Real Estate Investment Trusts):
* Passive Investment: REITs allow NRIs to invest in income-generating properties without the complexities of direct ownership and management.
* Transparency and Liquidity: REITs offer transparency and regular dividends, making them a convenient investment option.
Key Considerations for NRIs:
* Financial Resources: NRIs can invest using funds from NRE, NRO, or FCNR accounts in India.
* Mortgages: NRIs can secure mortgages for up to 80% of the property value.
* Taxation: The India-Canada Double Taxation Avoidance Agreement helps avoid dual taxation on investments, according to PrimeWealth.
* RBI Approval: NRIs generally don't need RBI approval to purchase residential or commercial properties, except for agricultural land, plantations, or farmhouses.
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